What is purchase-order funding?
Purchase-order funding advances money against a confirmed customer order so a business can pay suppliers and fulfil the work. It is repaid once the customer settles the resulting invoice.
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Business Finance
Working-capital and purchase-order funding for SA businesses.
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Small and growing businesses often need funding to bridge the gap between winning work and getting paid. This section covers working-capital and purchase-order funding — how they work, when they make sense, and what funders look at. Purchase-order funding can help a business fulfil a confirmed order it could not otherwise finance, while working capital smooths day-to-day cash flow. The right structure depends on your contracts, margins and repayment timeline, and any facility is subject to assessment and the applicable credit policy.
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How is business funding different from a personal loan?
Business funding is assessed against the business's contracts, cash flow and the specific opportunity, rather than an individual's salary. Structures and terms are tailored to the deal.
What do I need to apply for working-capital funding?
Typically your business registration, recent financials or bank statements, and details of the contract or cash-flow need. Requirements vary by facility and are confirmed during assessment.